ISA and Savings Guides from Finance Daily

Informative ISA tax-free savings guides, plus money saving tips and advice on what to look for when choosing the right ISA for your money.

ISAs stand for Individual Savings Accounts and are a good way to save money for the future. ISAs are tax free wrappers that can be used for saving cash or investing in equities or equity related products.

What types of ISAs are available?

There is a Stocks and Shares Maxi ISA or Mini ISA. You can invest £7,000 in a Maxi ISA or £4,000 in a Mini. You cannot invest in both a mini or maxi ISA in the same year. If you opt for a Mini Stocks & Shares ISA, you can invest up to £3,000 in cash in a Cash ISA aswell.

You cannot buy a Cash ISA and a Maxi Stocks & Shares ISA. You can have a Cash Mini ISA without having a Stocks and Shares ISA.

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ISA Savings Guides

There are many things to consider when choosing an ISA. If you want to access your money with no notice period, want the security of a virtually guaranteed return on the money you are investing then a Cash ISA is the best option. If you want to invest more money and dabble with stocks and shares, then a Maxi Stocks and Shares ISA could be the best option.

Follow our in-depth, expert ISA savings guides below to help choose the best ISA products for you.


ISA Savings Money Guides

Understanding ISAs: Money expert James Norton offers invaluable advice on tax efficient saving with an introduction to understanding ISAs.

ISAs: Know Your Choices (Part I): There are hundreds of Individual Savings Accounts (ISAs) available in two different forms.

ISAs: Know Your Choices (Part II): Helping you understand why you need to think about ISAs, the issues you should be aware of and where you can get help and advice concerning what action you should take.

ISAs: Know Your Choices (Part III): Further in-depth information helping you find out and understand your ISA saving options.

Financial Advice: Your Money Questions: A Finance Daily member looks for financial advice from the experts on what they should do with a cash lump sum. Our experts recommended ISAs, find out why.

For all the latest ISA and savings news, plus even more money saving tips visit: www.financedaily.co.uk/ISAs